Retirement DNA

Oct 13, 2023

1.      There are 3 potential ways to balance the US Budget and start to pay off debt.

2.      2. Soon the U.S. will be spending more on interest on our than we will spend on any other program.

3.      3. The math doesn’t work out to only raise taxes on the wealthy.

4.      4. Taxes will increase for everyone.

5.

Sep 29, 2023

1. Take intermittent steps into retirement. Go part-time, then retire.
2. Work with a financial planner that will look holistically at your income and assets.
3. If you don’t have a pension, be sure you have a strategy for taking Social Security. That may include taking it early or waiting until after FRA.
4. Have your adviser...

May 26, 2023

• The traditional way of investing doesn’t work. Research proves it It only works in up markets.
• Your income bucket should last 12+ years.
• It’s important to keep your income bucket away from your growth bucket. You can’t have your safe bucket going negative due to...

May 5, 2023

• Only about 25% of Americans have been able to reach this goal.
• A traditional balanced portfolio no longer works according to JPMorgan and Goldman Sachs studies.
• Add in some guaranteed products, like annuities. Even the big Wall Street firms like Goldman Sachs, Fidelity, and Morgan Stanley are starting to see the value...

Mar 31, 2023

1.      Only about 25% of Americans are able to reach this goal.

2.      A traditional balanced portfolio no longer works according to JPMorgan and Goldman Sachs studies.

3.      If you add in guarantees to your portfolio, you can still take the 4% or more and have your money last your retirement.

4.      The...